Did you know that the latest "FHA Streamline Refinance Program" is not only one of the hottest loan products on the market but also one of the most secure loans available to consumers. In fact, if you currently have an FHA loan we can refinance your home with a significant reduction in paperwork as there is no need to Finanically re-qualify for the home, however you must be employed. As of late, the programs guidlines have been expanded temporarily to allow 1 mortgage late to have occured in the past 12 months to assist home owners with extenuating circumstances (conditions apply). Last but not least the minimum credit scrore requirement for the program has been raised to 620 and could raise to 640 or even 660 soon. DONT be one of the homeowners whom waits after January 2010 then decides to refinance because many of them will be saying "i wish i would have refinanced in 2009". WHY? Rates are now at a 17 year low  - and trust me you want to take advantage of this opportunity especially in these uncertain times. Additionally, there is a real chance that rates could rise between now and next year as the gov't has been artificially lowering the rates to help individuals just like you and countless others circumvent potential future foreclosures. Please dont get me wrong here this program is not for individuals whom are in trouble but yet is for responsible home owners whom have maintained their mortgage payments responsibly in the past 12 months. Dont delay call or apply today this program will not be around much longer. If you would like to see an example of the your potential savings please click "Read More" Below

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